Roadside Assistance and breakdown protection services which help cyclists, or drivers, whose cars have been damaged by a car engine that suddenly breaks down on the road. This service comes in several forms and offers many different options to keep motorists safe. For example, Roadside Assistance can provide emergency roadside assistance for the owner and the vehicle of the car, or bikes. In some cases Roadside Assistance may also offer breakdown protection, which means that the owner is notified via cell phone or a website when his car is unable to continue. Other services offered may also include battery recharging and flat tire replacement.
Most insurance companies offer Roadside Assistance services as part of their standard automobile coverage. The services are generally available on a month-to-month basis and can be tailored to each customer’s needs. If a vehicle owner has an emergency, Roadside Assistance will dispatch an automobile to assist him or her in getting to their destination. Generally, Roadside Assistance provides coverage only for motorists who have their own cars; therefore, coverage for motorcycles is not available through Roadside Assistance.
By far, one of the greatest benefits of Roadside Assistance is the peace of mind that it provides. By having Roadside Assistance, you know that should your vehicle break down or you are stranded on the side of the road with no other vehicle close by to help, Roadside Assistance will come to you. As long as you own a car, you are covered for those instances when you must use your personal vehicle to transport passengers, load or unload cargo, operate machinery, or deliver products. Furthermore, Roadside Assistance plans to pay up to one thousand dollars per accident or one hundred percent of the insured’s medical costs for one year. Therefore, the benefits of this plan are well worth the cost.
Roadside Assistance is available in all fifty states, and drivers must have proof of valid insurance to qualify. Roadside Assistance is available at major nationwide depots such as Best Western, Comfort Inn, and Travelodge. However, there are local Roadside Assistance offices located in cities such as Columbia, MD; Schaumburg, IL; Seattle, WA; Naperville, IL; Tampa, FL; and New Haven, CT. The coverage provided by local Roadside Assistance offices is typically very limited, but it does include the following: a qualified driver will arrive at the location of the breakdown within the designated time period, the insured will be transported to a local hospital, and all necessary roadside assistance resources will be deployed within fifteen miles of the site of the breakdown. For more information on Roadside Assistance benefits, including how to apply, please visit the web site listed below.
To get roadside assistance services by mail, you can complete an application online at any of the major insurers’ web sites. Depending on which company you use, you may already have a password or account number that you will need to enter when you apply for Roadside Assistance. Be sure to change the information on your account as soon as possible because if you do not cancel your current Roadside Assistance service, you may already be enrolled in a new one. You can log on to the web sites of the various insurers listed above to complete your Roadside Assistance application. You will need your credit card number and the last four digits of your EIN number.
If you do not own an RV and live in a manufactured home or other type of housing, you may also qualify for Roadside Assistance through your home owner’s policy. This differs from a person’s personal car insurance because your Roadside Assistance policy will provide coverage for accidents or maintenance issues related to your home. Most insurance companies offer comprehensive coverage for accidents or damage to property due to a crash, regardless of who is at fault, but many require you to purchase Roadside Assistance. For this reason, some people who rent camper vans to travel may be unable to obtain full Roadside Assistance coverage through their rental insurance. If you rent a motor home or recreational vehicle, however, you should inquire about Roadside Assistance and what type of coverage you may be eligible for. The coverage you get will depend on a variety of factors, including the brand and model of your motor home or travel trailer, how many days you use it each year, the distance between your home and your garage (if you have one), and whether or not you drive your motor home or travel trailer in more than one state or territory.